Flood Damage

Help with flood damage insurance claims in Miami Dade and Broward Floods can be as devastating as a Hurricane or a Fire loss but most people do not purchase flood coverage. Most homeowners are under the impression that with Home Owners Insurance they will be protected in the event that a flood occurs but in actuality, Home owners insurance does NOT provide that coverage. Flood insurance is an inexpensive insurance that can dramatically help you in the event of a flood. We at
Alconero and Associates Public Adjusters are FEMA certified and have completed the National Flood Insurance Program so that we can better assist our clients.

With years of experience in adjusting flood damage claims, the professionals at Alconero and Associates Public Adjusters have a thorough knowledge of the coverage provisions of the National Flood Insurance Program’s (NFIP) policies. Our adjusters have specialized training and expertise in appraising, preparing and negotiating flood damage insurance claims covered by NFIP policies.

Filing a flood insurance claim through the National Flood Insurance Program is different than filing other types of property damage claims with your insurance company. With NFIP claims, there are many different steps that need to be taken, and strict deadlines that need to be met. For example, the NFIP requires that the Proof of Loss form be completed and filed within 60 days of the flood. When time is of the essence, it is important to have professionals on your side to ensure that you get what you are due from your insurance coverage.

Here at Alconero and Associates Public Adjusters we work solely for you, the policyholder, and represent your best interests to the insurance company. We have a long list of satisfied clients who we have helped through their flood damage claims and to make a full recovery.