Our adjusters will assist only the policy holder in the process of filing an insurance claim. We inspect the insurance policy to get an idea of what is covered and to explore the coverage limits. We will assess the situation which is necessitating a claim: “Water”, “Fire”, “Mold”, or “Wind” damage and we will meticulously document the claim and file it with the insurance company.

You should hire the services of a public Adjuster before you get your offers from your insurance company. Alconero and Associates Public Adjusters can be consulted without commitment.

Our public adjusters will only represent you, the policyholder and will protect your rights during the process. It is important to remember that a Insurance’s adjusters are responsible for ensuring that the insurance pay out the least amount of money possible, with the goal of saving money for the insurance company by avoiding payouts on claims which do not deserve payouts, and by making sure that claims are not overpaid. Alconero and Associates Public Adjusters has the same training of an insurance adjuster but will work to get the best possible settlement for you, the policyholder, not the insurance company.

Alconero and Associates Public Adjusters will accept a percentage of the payout on the policy as our fee.

Compensation for our services will be received once a settlement has been agreed with the insurance company and the policyholder is paid for the damages claimed. You can hire our Alconero and Associates Public Adjusters by signing a contract agreeing to pay a fee or commission based on a percentage of your settlement, or other method of compensation only once the claim has been settled on your favor.

No. Insurance policies do not cover the fees of a public adjuster.

Yes. All fees charged by our public adjusters can and should be negotiated.

Once you sign a contract with a Alconero and Associates Public Adjusters, your public adjuster will notify your insurance company, who will then send all correspondence, including your claim check, to our company. We will routinely update you on the progress of your claim.

Yes, all of our Public Adjusters and Appraisers are licensed and certified to work in the State of Florida and the State of New Jersey.

A top public adjuster will accurately evaluate your property damage, help you understand the extent of your coverage, assist with paperwork, and negotiate with your insurance company to ensure you receive the maximum possible settlement.

Alconero and Associates brings over 60 years of combined experience as certified appraisers. We’re dedicated to ensuring you get the best possible settlement from your insurance claim, and we provide expert guidance throughout the process.

Alconero and Associates handle a wide variety of insurance claims, including fire, flood, hurricane, roof leak, mold, theft/vandalism, and loss of business income, among others.

If your claim has been denied, Alconero and Associates will review your policy, reassess the damage, and negotiate with the insurance company on your behalf. We have the expertise to challenge decisions and pursue the compensation you’re entitled to.

Yes, we have offices in Miami, Cape Coral, Fort Myers, and Orlando and serve clients throughout the state of Florida.

Our expert adjusters will inspect your property to evaluate and document the damage. This allows us to understand the scope of the claim and formulate a strategy to achieve the best possible settlement for you.

Typically, you’ll need to provide proof of ownership, any receipts for damaged items, photographs of the damage, and any correspondence with your insurance company.

The duration can vary based on the complexity of the claim, the extent of the damage, and the specifics of your insurance policy. However, our adjusters will work diligently to expedite the process.

Absolutely. We can step in at any point in the claims process, from initial filing to dispute resolution.

We specialize in business interruption claims and can help you recover the loss of income due to a covered peril.

Yes, we handle all communication and negotiation with your insurance company once we start working on your claim.

It’s not required but having your public adjuster present can be beneficial to ensure all damage is accurately recorded.

We carry out a thorough assessment of the damage, validate the claim, and skillfully negotiate with your insurance company based on our extensive knowledge of insurance laws and claim procedures.

Yes, we can assist with claims for older damage as long as the claim is within your insurance policy’s reporting period.

If new damages are discovered, we can help you file a supplemental claim with your insurance company.