Roof damage in florida
08 Jun

When it comes to roof damage in Florida insurance claims, policyholders can have a hard time making their case and proving the damage. Most roof damage is covered under a standard homeowner’s policy, while you might require a more specific policy for other kinds of roof damage. In this article, we share essential information that you will need in case your property suffers from roof damage.

How Do Roof Damage in Florida Claims Work?

As mentioned above, most homeowner’s policies cover roof damage to some extent. For instance, if your roof has been damaged by fallen debris or in a storm, a home insurance policy will cover the total cost you incur to repair the damage to your roof. That said, your roof is more than a decade old, and it suffers damage, the insurance company is likely to reimburse you according to its depreciated value.

Roof damage claims work in a straightforward manner. Once you suffer damage to your roof, you must check it for damage. Then, it is vital to limit further damage by securing the scene. Begin the claims process by getting in touch with your insurance company on its claim number. There, you will receive all the relevant instructions to proceed further. Your insurance company might also recommend that you get a restoration company to visit your location to assess the extent of the damage if it is a lot. It might also send a public adjuster to determine the losses and inspect your claim. Finally, your insurance claim will be processed according to your policy terms.

How To Assess The Extent Of Roof Damage in Florida?

A roof inspection is one of the most critical steps after it has been damaged so that you can file a claim accordingly. However, calculating an estimate of the total damage that you have suffered can be a tricky affair. If you come up with the wrong estimate, it can jeopardize your entire claim. This is precisely where a public adjuster in Florida can help you out. Florida public adjusters are experts in their fields, and after conducting a thorough investigation of your property, they can help you come up with a precise estimate. Hence, you will know precisely how much it will cost you to get the repairs underway.

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We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.


We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.


We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.


We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.

What is a Public Adjuster in Florida?

public adjuster is a professional insurance claims managerPublic adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.