It can be frustrating to deal with the insurance claim of a burst pipe. A burst pipe can very quickly lead to water damage, worth thousands of dollars. To add insult to injury, many insurance companies might even refuse to cover some types of burst pipe damages.
The thing with a burst pipe is that it is not always as theatrical and dramatic as it sounds. More often than not, a burst pipe starts as a small leak resulting from a broken pipe. It can sometimes go unnoticed for weeks and can end up filling your home silently with mold and moisture. Hence, the sooner you can detect a burst pipe, the better it will be as you can limit the damage caused due to water.
A homeowner’s insurance policy typically covers water damage caused due to a burst pipe. That said, this depends on your individual policy as well as the precise scenario involving the burst/broken pipe. The water damage that is caused by a pipe is usually accidental and sudden, which makes it ideal for the coverage to apply. Therefore, a burst pipe is usually covered in an insurance policy and can be claimed. However, if your pipe has been leaking slowly over time, you might not be able to claim a settlement for that.
If you need some assistance in figuring out the coverage for your precise situation regarding the scenario of a burst pipe, a Florida public adjuster can help you out. A good public adjuster in Florida such as Alconero and Associates Florida Public Adjusters can help you come up with an accurate estimate of the damage caused. Moreover, they will deal with the insurance company on your behalf, which will significantly increase your chances of getting a good settlement for your claim.
For more queries, visit https://www.alconeroandassociates.com!
FLORIDA PUBLIC ADJUSTERS
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Florida?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.