Roof leak damage in Florida is a common scenario in almost all residences since the state is prone to natural occurrences every year. Roof leak damage may seem like a small structural problem, but if neglected, it can pose other safety and health risks. It can compromise insulation, promotes mold growth, create a fire and shock hazard, and can create a potential personal injury.
The water intrusion brought by the leak damage will work down to the interior, causing plenty of costly damage along the way. Here are some of the potential hazards that can occur with roof leak damage in Florida.
Mold and mildew issues
One of the consequences of roof leak damage is the growth of molds and mildews. When water enters the home and stagnate, mold spores began to germinate within the moist surface that give rise to mold damage in your clothing, furniture, and even the integral structure of your home itself!
Moreover, mold damage also poses serious health issues to families such as allergic reactions, asthmatic symptoms, nasal congestion, rhinitis, and other serious health problems. To avoid this from happening, a public adjuster would highly recommend mitigating them as soon as possible with the help of professionals. Contact Alconero and Associate Public Adjuster in Florida if you are planning to file an insurance claim over mold damage.
Fire and shock hazards
A roof leak damage can also pose a fire threat from the short wire when your electrical wiring has contact with water leaks in your ceiling. Even if there is no insulation damage, water can still be hazardous if it seeps around metal junction boxes that contain uncovered wires. The electrically-charged circuit has the potential to create an electric shock to anyone touching or having close contact with it.
Public adjuster professionals recommend residents to shut off the electric current that runs through the affected areas and immediately contact an electrician to investigate it to avoid potential damages.
Compromised structural integrity
Roof leak damage does not only have to come in contact with an electric circuit to create a hazard. Damaged ceiling joints, rafters, and wall framing can deteriorate and weaken the structural integrity of your home due to water intrusion brought by roof leak damage. The woods may become spongy and can end in damaging your ceiling, peeling paint, and buckle wood coverings.
To avoid these potential hazards to your family, elicit the help of a professional contractor. If neglected, you can face expensive wood framing repairs if water leaks down into walls and ceiling joists.
Furthermore, structural damage in your home is inevitable if there is long-standing roof leak damage. You should act now on documenting everything and repair them as soon as possible to minimize these hazards. Don’t hesitate to seek help from Alconero and Associate Public Adjuster in Florida on your insurance claim filing process.
What can I do now?
If you notice water damage from a leaking roof, you need to act quickly to avoid further damage. Immediately address the leak source, and try to prevent any more water from accumulating or coming inside your home. For major leaks, get in touch with a contractor right away.
If you are planning to seek an insurance claim from roof leak damage, seek the help of a public adjuster. They help you to investigate, file compile, and ultimately represent you on your behalf to ensure that you can get the maximum insurance claim for your loss. Make sure to document everything first before you start repairing the damage.
For you to potentially have an insurance claim due to roof leak damage, seek the help of Alconero and Associate Public Adjuster in Florida to find out how we can help you with insurance claims over roof leak damage in Florida.
PUBLIC ADJUSTERS IN FLORIDA
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Florida?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.