Insurance companies usually offer protection against water damage for any kind of accidental damage. However, it is essential to know the types of water damage that are covered by your insurance policy. Most insurance companies do not cover the costs that result from the negligence of homeowners or their inability to repair the damages on time. You can also hire a good public adjuster in Florida to understand the details better. There are excellent Florida public adjusters who get you the insurance claims you deserve in no time at all.
Here are the three main types of water damage that must be covered by an insurance policy!
- Pipe Burst
Often, there are cases of burst pipes because of inadequate water pressure from the main supply. It might not be the fault of the homeowner or maintenance. In this case, you need to make a good case to ensure that your insurance claim is approved. It can be helpful to work with a public adjuster in Florida, such as Alconero and Associates Florida Public Adjusters to ensure that you get a fair settlement.
- Failure Of The Water Supply System
Sometimes, the collapse of the central water supply system also leads to massive damage to the house. This type of damage is also typically covered by an insurance company.
- Overflowing Washing Machine
Make sure your homeowners’ insurance policy also covers the water damage and flooding caused due to an overflowing washing machine. Although it might look like a negligent act, an overflowing washing machine can sometimes be accidental and/or sudden. Hence, it can flood your basement or house and can even result in broken appliances.
You can work with experienced Florida public adjusters such as Alconero and Associates Florida Public Adjusters to make sure that your insurance claims are filed meticulously. Get in touch with the best public adjusters in Florida by visiting https://www.alconeroandassociates.com today!
PUBLIC ADJUSTERS IN FLORIDA
INSURANCE CLAIMS PROCESS
EXPERTS IN INSURANCE CLAIMS
We evaluate existing insurance policies in order to determine wha coverage may be applicable to a claim.
RESEARCH
We investigate all detail, and substantiate damage to buildings and contents and any additional expenses. We also evaluate business interruption losses and extra expense claims for businesses.
DAMAGE DETERMINATION
We can determine values for settling covered damages. We will prepare, document and support the claim on behalf of the insured.
NEGOTIATION
We negotiate a settlement with the insurance company on behalf of an insured, negotiating dollar values and if not able we continue to appraisal or mediation.
What is a Public Adjuster in Florida?
A public adjuster is a professional insurance claims manager. Public adjusters are hired to file, document, and advise on insurance claims. They also represent the insured during the process of assessing a claim’s worth and validity and negotiate with the insurance company in order to get the claimant the largest possible settlement. Essentially, a public adjuster is an advocate for the insured, ensuring that claims are correctly submitted and processed, and then working with the insurer in order to obtain the insured a higher payout.
